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3 Reasons to Avoid Talking to an Insurance Company After an Accident

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3 Reasons to Contact an Attorney Before an Insurance Provider

When you've been injured in a collision caused by another individual, it may seem like getting the damages paid for is too lengthy or complicated of a process. This often leads many injured victims to accept an offer from the at-fault party's insurance company without much thought.

However, talking to an insurance company without first contacting a personal injury attorney could be damaging to your claim. Here’s why.

#1. You May Not Know the Full Extent of Your Injuries.

It's not uncommon to receive the advice that you must contact the other party's insurance company immediately after a collision. However, this often comes with the assumption that you should do so before even seeking medical attention. This is not the case. You do NOT have to speak to the other party’s insurance company, and it is recommended you don’t.

To fully understand how much compensation you may be entitled to, it's necessary to know:

  • The severity of your injuries
  • The length and cost of treatment
  • How much time off work is required
  • And more!

Working with an attorney can also help ensure that you are getting the care you need while advocating for your right to compensation.

#2. Your Claim May Be Devalued.

If you contact an insurance company on your own after a collision, they may lie about what is required of you and use this to devalue or deny your claim altogether. Tactics like asking for a recorded statement, encouraging you not to hire an attorney, or dragging out the claims process are common tools used to pay you the lowest compensation possible, if at all.

You should know that you always have a right to contact an attorney following an incident where another individual negligently caused you harm. By working with a lawyer experienced in going against insurance companies, you can ensure that you are receiving fair compensation.

Related Blog: Common Tactics Used by Insurance Adjusters to Deny or Devalue Your Claim

#3. You May Not Know What You’re Signing.

Another common tactic used by insurance adjusters is to have you immediately sign documents like written statements, medical releases, or even a settlement offer without allowing you to fully understand what it contains. In many instances, you may not even know what you're signing.

This is why it's also important to never sign documents without having an attorney present or allowing them to review the information and discuss how it could affect your claim.

Law Offices Of Vic Feazell, P.C. Can Help Protect Your Rights

One of your best safeguards against insurance companies is working with a personal injury attorney with experience in handling car accident claims. Not only can they advise you on whether a settlement offer is fair, but they can help you navigate the claims process and advocate for your rights.

When you’ve been injured, contact the team at Law Offices Of Vic Feazell, P.C. to ensure your right to compensation will be protected. Call (254) 938-6885 to schedule a free consultation today.